Millions of PCP and HP agreements included hidden commission payments. You could be entitled to significant compensation - even if you've already paid off your car.
Answer a few quick questions to see if you have a valid claim
Estimated compensation based on your answers
Based on your responses, you appear to have been mis-sold your car finance. Our experts can help you claim the compensation you deserve.
Calculate your potential compensation based on commission rates
See how much our clients have recovered from PCP mis-selling claims
"I had no idea about the hidden commission. MyMoneyClaim explained everything clearly and got me £6,750 back from my BMW finance deal."
"The dealer never mentioned commission payments. Thanks to MyMoneyClaim, I received over £12,000 in compensation for my Audi finance."
"Even though I'd paid off my car, I was still entitled to compensation. The process was straightforward and stress-free."
Learn about your rights and how the mis-selling happened
Car dealers received commission payments from finance companies without telling customers, creating conflicts of interest.
Many dealers failed to properly assess whether customers could afford the finance payments.
Complex finance agreements weren't properly explained, leaving customers unaware of their obligations.
Get answers to common PCP claim questions
Yes, absolutely! Even if you've fully paid off your car finance, you may still be entitled to compensation for mis-selling. There's no time limit on PCP claims, and many of our successful clients had already completed their finance agreements.
Compensation varies based on your finance amount and circumstances, but typically ranges from £3,000 to £12,000+. Our calculator can give you an estimate, but the exact amount depends on factors like commission rates, interest adjustments, and statutory interest.
Our 'no win, no fee' guarantee means you don't pay any legal fees unless we successfully recover compensation for you. If we don't win your case, you don't pay us anything. This removes the financial risk of pursuing your claim.
Most PCP claims are resolved within 6-12 months, though some complex cases may take longer. We'll keep you updated throughout the process and work to resolve your claim as quickly as possible while ensuring the best outcome.
While having your original documents is helpful, it's not essential. We can obtain copies of your finance agreement and related documents from the finance company. Don't let missing paperwork stop you from pursuing a valid claim.
Expert lawyers dedicated to PCP mis-selling claims
15+ years specializing in consumer finance law. Led over 2,000 successful PCP claims.
Expert in automotive finance regulations. Recovered £15M+ for PCP clients.
Passionate about consumer protection. Specializes in complex PCP cases.
Join thousands of satisfied clients who've recovered their rightful compensation